Wednesday, August 12, 2009

EON bank supp card promotion



Now, your loved ones can also enjoy the following exclusivebenefits of EON Bank Group Credit Card:


'FREE For Life'Enjoy annual fee waivers by charging at least 12 times on your Classic Credit Card, 24 times on your Gold Credit Card or 36 times on your Platinum Credit Cards.


Financial FreedomYour loved ones will enjoy financial independence with a separate line of credit. You can choose to share or assign an individual line of credit for each Supplementary Cardholder.


‘Privileges for Life’ ProgrammeJust like you, your Supplementary Cardholders are entitled to amazing discounts and offers on shopping, dining, travel and so much more at various retailers, restaurants and hotels.


My Payment PlanConvert purchases above RM500 into monthly installment of up to 36 months with My Payment Plan.


3-D Secure Online PaymentShopping online is now safer and more secure with 3-D Secure Online Payment.


‘Bonus Plus’ Rewards ProgrammeYour Supplementary Cardholders can also earn ‘Bonus Plus’ Points on their purchases which you can combine to redeem for greater rewards.



*Only principal Cardholders are authorised to redeem the ‘Bonus Plus’ Points

Hurry & Apply today!
Step 1:
Complete and sign the application form attached
Step 2:
Enclose a copy of the Supplementary Applicant(s) NRIC (both sides)
Step 3:
Mail to:

EON BANK BERHAD (92351-V)CARD & UNSECURED LENDINGLocked Bag 1101750990 Kuala Lumpur


Sport Bag Winner Listing
Application Form
24 Hours Customer Service.For any enquiries or assistance, kindly contact our Customer Service Hotline at 03-2616 1133.

EON Bank MATTA Gold & Platinum Credit Cards


Features & Benefits

‘FREE For Life’Introducing the MATTA Gold & Platinum ‘FREE For Life’ Credit Card. That’s right! Absolutely no annual fees at all! Both you and your Supplementary cardholders will automatically enjoy a waiver on your annual fee for the first year. Subsequent year renewal fee will be waived if you spend at least 24 times on your MATTA Gold Card or 36 times on your MATTA Platinum Card over the preceding 12 months.
FREE Personal Accident Insurance CoverageAt EON BANK GROUP, we believe it is important that we do our part to safeguard you against the unforeseeable. Hence, once your card is activated, you will be automatically protected with a FREE Personal Accident Insurance which provides accidental benefits and injury cover of up to RM60,000 for Gold Cardholders for a period of 6 months and RM100,000 for Platinum Cardholders for a period of 12 months.
FREE Travel Accident and Inconvenience BenefitsYou will automatically receive FREE Travel Accident and Inconvenience Benefits of up to RM750,000 for Gold Card and up to RM2,000,000 for Platinum Card when you charge your travel purchases to your MATTA Credit Cards. You will also be covered for any inconvenience due to any flight delays, luggage loss or missed connections. This benefit is also extended to your spouse and children below 23 years when their tickets are charged to your card.
Travel Personal Accident and Medical Insurance CoverageWhether you are travelling on a short business trip or on a long holiday, we are able to provide you the convenience and protection against accidental death, hospitalisation benefits including medical treatment expenses as well as reimbursements against cancellation or curtailment of trips. What’s more, you can choose to purchase the insurance coverage that is most suitable to your travel plans by simply charging it to your MATTA Credit Card.
FREE Entrance to MATTA FAIR 2008 via VIP LaneEnjoy sheer exclusivity with the MATTA Credit Card whenever you visit the MATTA FAIR at Putra World Trade Centre. Just present your MATTA Credit Card at the entrance and you will be given priority to enter the MATTA FAIR via a special VIP Lane.
FREE Entry to Plaza Premium Lounge*Get refreshed, relax and unwind with the complimentary amenities, food and beverage, entertainment or a wonderful massage whenever you travel with your MATTA Credit Card. Just present your card to enjoy free access at the Plaza Premium Lounge in Kuala Lumpur International Airport, LCCT and Singapore Changi Airport. What’s more, your travel companions can also enjoy these facilities at a special discount whenever they travel with you.

* Applicable for the first 300 cardholders in each month at LCCT, 100 at KLIA & ChangiAirport. Subsequent cardholders enjoy 50% discount on entry
MATTA Card Loyalty ProgrammeIrresistible merchandises await you! Just accumulate Cash Points whenever you use your MATTA Credit Cards. You will be rewarded with ONE (1) MATTA Cash Point and up to a maximum of 50X MATTA Cash Points for every Ringgit charged to your card at the participating merchant outlets. The more you use the card, the more MATTA Cash Points you'll earn and the more choices of merchandises you will have!

Click here to find out more about MATTA Card Loyalty Programme and learn how to Earn, Check and Redeem your MATTA Cash Points!
Zero Interest Installment PlanOur Zero Interest Installment Plan will enhance your spending power and let you live life to the fullest. Just choose from our wide range of participating merchants and select the products of your choice and enjoy flexibility of up to 48 months in easy installment payments with no interest!
My Payment PlanGet that extra edge when you shop and bank on us to take care of all your purchases at anywhere and anytime with EON BANK GROUP ‘My Payment Plan’. Just call our Customer Service Hotline within 30 days of purchase or before your next credit card statement, whichever is earlier to arrange for the installment plan of your choice of up to 36 months.
3-D Secure Online PaymentIn order to ensure that you fully enjoy the benefits of shopping online with your MATTA Credit Cards, we’ve introduced the 3-D Secure Online Payment System. To make any online transactions, the 3-D Secure Online Payment requires you to verify your account details and enter a personal password for all transactions. Just call our Customer Service Hotline to request for your 3-D Secure Online PIN. With the protection from 3-D Secure Online Payment, you can now shop online more securely and more confidently like never before!

EON The Platinum Advantage




EON Bank Credit Cards. Free For Life!*Stepping into the world of privileges, we at EON Bank Group strive very hard to deliver the highest quality service for our esteemed Platinum Cardholders. Besides countless discounts from Platinum MasterCard collection, we too have a range of exclusive programmes to ensure that you deserve the very best from us.
The Platinum Advantage
Here are some reasons why you should have your very own EON Bank Group Platinum MasterCard:
Features & Benefits

The Platinum Edge
FREE For LifeWhy settle for the usual charges on annual fees when EON BANK GROUP Credit Cards are FREE for Life. That’s right! You don’t have to worry about annual fees for your credit card, both Principal and Supplementary Platinum Cardholders will receive an annual fee waiver for the first year and need only use the Card 36 times in each of the subsequent years for annual fee waivers.
The Platinum Advantage from us at EON BANK GROUP
FREE Personal Accident Insurance Coverage for 12 monthsUpon activation, you will automatically be protected with 12 months FREE Personal Accident Insurance coverage, which provides accidental death and injury cover of up to RM100,000.
FREE Travel Personal Accident And Inconvenience BenefitsYou will automatically receive FREE Travel Accident and Inconvenience Benefits of up to RM2,000,000 when you charge your travel purchases to your EON BANK GROUP Platinum MasterCard Credit Card. You will also be covered for any inconvenience due to any flight delays, luggage lost or missed connections. This benefit is also extended to your spouse and children below 23 years when their tickets are charged to your card.
Platinum
Free Travel Accident Coverage
Up to RM2,000,000
Delayed Luggage (6 hours or more)
Up to RM6,000
Luggage Lost (within 48 hours of arrival)
Up to RM6,000
Missed Connections(Due to the late arrivals of incoming flights and no alternative onward transportation provided within 4 hours of arrival)
Up to RM500
Flight Delay, Cancellation or Denied Boarding
RM500The insurance coverage provided above is subject to the terms and conditions underwritten by the respective insurance partners appointed by EON BANK GROUP. For enquiries and claims, kindly contact our Customer Service Hotline.
Exclusive Will Writing ServicesBecause life is filled with uncertainties, we are committed to provide you with peace of mind with special will writing services at privileged prices, exclusively for Platinum cardholders.
‘Privileges for Life’ ProgrammeLet EON BANK GROUP enhance your lifestyle with a myriad of choice discounts, exclusive privileges and unique offers from an amazing range of retailers, restaurants and hotels, which are part of our ‘Privileges for Life Programme’. Check out our latest offers in our Plus+Privileges Newsletter.
‘Bonus Plus’ Rewards ProgrammeIrresistible merchandise awaits you! Just accumulate ‘Bonus Plus’ Points whenever you use your EON BANK GROUP Platinum MasterCard Credit Card. You will be rewarded with ONE ‘Bonus Plus’ Point for each Ringgit charged to your card. The more you use the card, the more ‘Bonus Plus’ Points you’ll earn and the more choices of merchandise you will have! Choose from our wide range of gift items in our Plus+Rewards catalogue & Redeem for your loved ones today!
Call for Cash As our distinguished and preferred customer, it is our privilege to offer you the EON Bank Group Credit Card Call-For-Cash Instalment Programme! You can withdraw up to 100% of your available credit limit (subject to availability) by calling 03-2601 0822 and state the amount you required. No daily interest, just a one-time charge from as low as 2.99%. Best of all, you get to choose from many flexible repayment options of up to 36 months instalment plan that best suit your financial needing.
Balance Transfer PlanYou can now choose to transfer from your other banks’ outstanding credit card balances with the EON BANK GROUP Balance Transfer Plan. Save more money with our low interest rates when you apply for the Balance Transfer Plan you want, with a choice of up to 48 months payment tenure!
Zero Interest Installment PlanOur Zero Interest Installment Plan will enhance your spending power and let you live life to the fullest. Just choose from our wide range of participating merchants and select the product of your choice and enjoy flexibility of up to 48 months in easy installment payments with no interest!
My Payment PlanGet the extra edge when you shop and bank on us to take care of all your purchases at anywhere and anytime with the EON BANK GROUP ‘My Payment Plan’. Just call our Customer Service Hotline within 30 days of purchase or before your next credit card statement, whichever is earlier to arrange for the instalment plan of your choice of up to 36 months.
Year-End Account SummaryAt the end of each year, all Platinum MasterCard Cardholders will receive a year-end account statement that displays your Platinum’s total spending for the year, grouped into major merchant categories besides your regular monthly statement. This of course provides you the convenience that ensures your finances are well planned. It is a way of showing our commitment to delivering the best throughout the year.
3-D Secure Online PaymentIn order to ensure you fully enjoy the benefits of shopping online, we’ve introduced the 3-D Secure Online Payment System. To make any online transactions, the 3-D Secure Online Payment requires you to verify your account details and enter a personal password for all transactions. Just call our Customer Service Hotline to request for your 3-D Secure Online PIN.
24-Hour Platinum Priority HotlineIf you’re in need to get quick access to emergency cash, you’ll be happy to know help is just a phone call away. Just call our EON BANK GROUP Platinum Priority Hotline at 03-2616 1188 for general enquiries, to request for a temporary increase in your credit limit or to report your lost or stolen card and more. Our Platinum Priority Hotline is available 24 hours a day, 7 days a week to attend to all your needs.
The Platinum Convenience from MasterCard
PLATINUM MasterCard CollectionWhen you are an EON BANK GROUP Platinum MasterCard Cardholder, you will enjoy special privileges and savings from some of the most prominent travel organizations, hotels and partners. These privileges will be provided by MasterCard International and updated from time to time.For more info, visit www.mastercardplatinumcollection.com or www.mastercardmoments.com
CONCIERGE ServicesWith EON BANK GROUP Audi Circle Platinum MasterCard, you can rest assured that all your needs and wants will be well taken care of. From making your travel arrangements to dining reservations, you can rely on the MasterCard Concierge service team to provide you with any kind of personal assistance services anytime you need.Following are the services that you can enjoy:Pre-Departure Information (Hotline Services)MasterCard Moments Concierge Services is able to quickly provide the following pre-departure information upon an eligible Cardholder’s request:• Passport, visa, and immunization/inoculation requirements• Foreign currency exchange rates• Weather forecasts and average seasonal temperatures• Embassy and Consular referrals• General information on local customs• General Information on business etiquette• Information on national holidays and standard business hours• Travel advisories & customs information• Local voltage information• Value-Added Tax regulations (excluding any legal advice, interpretation or analysis of such laws) and many more.Travel/Personal Assistance ServicesLocating cash accessibility by bank referral, money wiring center or ATM. Emergency Bail AssistanceProviding emergency bail payment set up aid.Emergency Payment AssistanceAdvancing funds for expenses payments at the eleventh hour.Legal ReferralsOffering choices of professional legal service providers’ contacts.Legal AssistanceBooking appointments with referred lawyers on your behalf.Interpretation Assistance24 hours, 7 days a week, 365 days a year multi-lingual interpretation assistance services in more than sixty (60) languages.Vehicle Repatriation ServicesPreparing for your unforeseen circumstances by providing vehicle repatriation services.Urgent Message RelayRelaying urgent messages to designated contacts when needed.Luggage AssistanceExtending a helping hand in locating lost luggage and giving regular search status updates.Medical Travel Emergency Services• Medical Consultation, Evaluation and Travel Recommendations• Medical Referral• Evacuation• Repatriation• Return of Mortal Remains• Guarantee of Hospital Admission• Critical Care Monitoring• Care of Minors left unattended due to medical incident• Legal Referrals• Interpreter Referrals• Prescription Transfer of misplaced medication• Personal Cash Advance• 24 Hour Pre-Departure InformationLifestyle Services (Concierge Services)• Basic Concierge Services• Restaurant Referrals and Reservations• General Arrangements such as car & limousine rentals, hotel information and reservations• Information & Referrals to Local City Events and Attractions• Entertainment Arrangements such as concerts, theatre and sporting events• Business Services• Golf Course Referrals• Leisure Activity Information and Assistance• Gift Services• Hard To Find Items• Vehicle Assistance Services• Home Assistance ServicesMasterCard Concierge Services Hotline
China
+86-800-830-9791
Hong Kong
+852-2861-9291
Indonesia
+62-21-7279-2935
Japan
+81-3-3206-1176+0120-118-387 Toll Free
Korea
+82-2-3783-0609
Macau
+853-0800-360
Malaysia
+603-7968-3415
Philippines
+65-6322-2529
Singapore
+65-6322-2538
Taiwan
+886-2-2326-6770
Thailand
+66-2203-9772
MasterCard Global ServiceMasterCard Global Service provides 24-hour assistance on lost or stolen card, emergency card replacement and emergency Cash Advance services. If you need to make purchases or arrange for cash advance, you can receive a temporary card within 2 working days.For assistance, a specially trained Global Service Representative is there to help you 24 hours a day, 365 days a year.
Australia
1800-120-113
China
10-800-110-7309*

10-800-711-7309**
France
0-800-90-1387
Germany
0800-819-1040
Hong Kong
800-966677
Indonesia
001803-1-887-0623
Italy
800-870-866
Japan
00531-11-3886
Korea
0079-811-887-0823
Malaysia
1-800-804594
New Zealand
0800-44-9140
Philippines
1-800-1-111-0061
Singapore
800-1100-113
South Africa
0800-990418
Taiwan
00801-10-3400
Thailand
001-800-11-887-0663
United Kingdom
0800-96-4767
United States
1-800-307-7309
For countries not listed above, Cardholders can call the following telephone number collect to the United States in the event of an emergency: 1-636-722 7111.* China Telecom South (CTS) for all provinces except those listed below.** China Netcom Group (CNG) for Beijing, Tianjin, Hebei, Shanxi, Neimenggu (Inner Mongolia), Liaoning, Jilin, Heilonhijang, Henan, and Shandong Note: Telephone numbers subject to change without notice. When traveling in North America (including all 50 states, the District of Columbia, the U.S. Virgin Islands, Puerto Rico, and Canada), call MasterCard Global Service number at 1-800-307-7309.For additional information, or for country-specific toll-free telephone numbers not listed above, visit the MasterCard Worldwide web site at www.mastercard.com or call collect to 1-636-722-7111.

Tuesday, August 11, 2009

Blog Profit Course


Can It Really Be This Easy To make money from online !!??
Others Are Truly Getting Incredible Advantages….Why Not You?? Many people are make money from online. Every day there are people sitting at home, watching TV, working day job or playing with their kids and still making money online… You Can Too !
With our “Blog Coaching Program” step by step guide, you will discover how to Creating Simple but Money-Making Blog make you on-going online income quickly and easily than before. I dare say you can start from scratch and begin to make money blogging from online in the next 3~6 months from now for Any Blog You Create In Year 2009!
We about to reveal to you and take You By The Hand And Walk through with You in real Step-By-Step Through The Process Of Learning What You Absolutely Must Know To Succeed Online! It is unlike any other guide you’ve read before from online. You may have experienced that a lot of books promise to show you how to make real money online, but fail to deliver; If you’ve failed in the past, it is likely you missed some part of that equation maybe because those guide left out the very basic, fundamentals about online business that mislead you.
Imagine Setting Up A Your Web Site In an hours! One That Is Fully Optimized with Google and Can Generate Tons Of Traffic – Enabling You to Create Tons Of Adsense Revenue & Affiliate Revenue In The Next 30~60days and continues every month after months working just part time, would that be so good!
My Promise To You
Here is what you can accomplish with my help… All modules will help you get started from the ground up and make sure you begin your blogging journey the RIGHT way. You will going to learn the tactic covered are flexible and easily applied and you will be able to set up your own blog before leaving the class…
Modules#1 – How to set up an Search Engine Optimal blog in less than a day without any programming and designing skills.
A Step-by-Step, Straightforward Introduction To Blogging
Releave the best blogging platform to use and why
Profitable Niche research and choosing good domain & hosting that benefit you goal of success.
My Blueprint blogging Must know formula.
How to Writing blog content easily that bring you more traffic & money.
How to Upload and Install WordPress Themes & plugins
Use of FTP program so that you could Upload any file or folder to your host easily.
Hands-on guide to help you Host Your Blog on Server with domain without getting a headache
Creating blog post, insert images, hyperlink and all requires function you should know.
etc…
Module#2 – The Exact Traffic Techniques that I use to drive in more visitor to many of my niche blog site in short period of time.
How To Optimize Your Blog To Attract Maximum Visitor From Natural Search Engine For Free.
Step by step Effective Keyword Research Techniques that will bring most targeted visitors to your site.
Optimizing you blog that search engine love with our OnPage and OffPage Techniques.
A list of my MUST HAVE SEO “Plug-ins”, plus an analysis of WHY they are important.
Link-building Strategies and Viral Marketing and how to get the most out of them easily or even Automatically.
7 Super-Advanced Traffic Techniques To Really Ramp Up Growth.
etc…
Module#3 – How To Make Money With Your Blog with my Monetization Secrets and why most people only make a pennies.
The “standard” ways people make money with blogs (like AdSense, other contextual advertising programs, brokered advertising services) and how to get the most out of these methods.
A ultimate plugin let you insert ads code in your blog post.
Make huge profit by Finding other people product to sell online.
Secret tips of finding good and profitable product to market online.
A must have Plug-in for Affiliate Link Tracking to achieve for highest profit ,how & why.
Professional way to hide your affiliate link for highest profit.
etc…
Module#4 - How to Setting up Google Adwords PPC and that allow you can start profit Online almost instantly.
Straightforward Introduction To Adwords PPC.
A must Do and Don’t before starting with PPC.
Step by step intructions guide to help you setting up an Adword account effectively.
Way to spy on your competitor bid amount.
How to Increase Your Affiliate Commissions with PPC with Landing or Pre-sell page techniques.
etc…
Module#5 - Learn The Easier Way To Accept Credit Card Payment Online and how to apply it on your Blog.
How to utilize Paypal to maximize your online profit.
Way to accept credit card payment without an e-Commerce merchant account.
Method of Upgrading your personal account to premium, Free.
Step by Step instruction to help you set up buy button for a single product.
How to integrate paypal payment button script in your post/page or sidebar.
etc…
You Can Easily duplicate my secret online marketing strategies that almost foolproof … because I know that it already works! And I Guarantee Results if you follow it through!”.

Penang Internet Course








Tm streamyx Customer need to know charges


如果顾客跟Agent或Resseler申请,那他不需要给任何的费用,至到Streamyx安装好后,申請RM77的配套第一个月的電話單里包括:1。Streamyx 注册费 RM 75.002。Stamp Duty RM 10.003。两期的Streamyx月费 RM154.00 (RM77 x 2 )总数 RM239.004。Streamyx 安装 RM 88.00 ( 可以自己安装, 省下 RM88)朋友A申請Combo 90 的配套第一个月的電話單里包括 :1。Streamyx 注册费 RM 75.002。Stamp Duty RM 10.003。两期的Streamyx月费 RM198.00 (RM99 x 2 )总数 RM283.004。电话线安装 RM 30.00 to 50.00 (视电话线的长度)5。Streamyx 安装 RM 88.00 ( 可以自己安装, 省下 RM88)如果顾客亲自到TMpoint 去申请,那他就需要先给Streamyx 注册费,Stamp Duty和一期的Streamyx月费,等到Streamyx安装好,接下来的头一个電話單就只需给Streamyx月费就可以了。如果没有Port的话,TM需要三至六个月的时间把先给的费用以支票退还给顾客。朋友B用著RM66的配套想換去RM77,没有分别,两个配套都是512Kbps, 只是RM77包括Modem吧了

TM Net Streamyx



tmnet streamyx basic package is applicable for personal application only.
Minimum subscription period is 12 months for all packages except with modem rental and other promotion packages, unless otherwise stated
Service is subject to availability and technical testing.
Speed of service is on best effort basis.
Customer is NOT ALLOWED to change the telephone number (connecting t o tmnet streamyx) before installation of service.
Customer is responsible for internal wiring, NIC card and networking.
Self-installation customer is required to prepare own modem before the 7-day auto account activation.
For tmnet streamyx in-a-box & without modem package:
Auto account activation is 7-days from the date of registration for self-collection and 10-days for courier.
RM88 installation fee is applicable only if installation assistance is required.
For account activation, SMS to STXACTV<---space--->Login ID and send to 33535 three (3) days after registration. Each reply message from TM will be charged RM0.30 to customer’s mobile phone postpaid account or deducted from their prepaid balance. Telco SMS charges for each message sent is charged separately.
The mobile number used must match the mobile number written in the registration form. Customer may use another mobile number if a personal one is not available.
Streamyx in-a-box courier service charges are RM14 for Peninsular Malaysia and RM25 for Sabah/Sarawak.
1st bill received will include the following fees
RM75 for activation
RM88 for installation (if applicable)
First and 2nd month advanced subscription fee
RM10 for stamp duty fee (effective 1st May 07).
For account activated on every 29th, 30th or 31st, the current charges for the month will be pro-rated.
If customer terminates tmnet streamyx before the end of the minimum subscription period, the customer must pay subscription fees of the remaining months and return the modem. Pre-mature termination includes relocation of premise.
tmnet streamyx bill must be paid before the due date to avoid any service suspension. During suspension period, TM will continue to charge for the monthly subscription fee. RM10 reconnection fee will be charged upon service reactivation

5 Tips for Repairing Bad Credit


Almost all of us are fond of overspending! We buy things we don't really need. Once we see something that catches our eyes, we automatically buy it - often without even thinking if we still have money or not.People usually do this in order to please themselves. And lots of them have their own credit cards as a reserve once they run out of cash. They tend to spend a large amount of money in order to serve their caprices or to make them feel better about themselves. Unfortunately, this never really works, and it causes more damage than it cures.Almost everybody has a credit file, maintained by a credit reference agency. Many people have bad credit facts on their files, such as defaults and bad payment history. This means that when these people apply for credit, such as loans, mortgages, credit cards, car finance or even for a simple bank account, they may be turned away. Sometimes these people are not even aware of their credit information and credit files, which cause them to have a bad credit. Having bad credit can adversely affect every aspect of your life. A low credit score means severe financial limitations and difficulties. As if this is not enough, you will also have handfuls of credit councilors and other so called money managers trying to take even more from you with their debt consolidation plans that promise to "cut your payments in half", "save you thousands", or our personal favorite - "get you out of debt with the click of a mouse". If only our computer mouse had the debt relief magic that those bad credit spam emails promise. Although getting out of debt can't be done with a click of a mouse button, it's probably not as difficult as you think.If you are in this kind of predicament, it is imperative for your financial stability that you do everything you can to repair it.Now, you might be thinking exactly what is bad credit repair?"Bad Credit repair" is a common term often used to describe a systematic process of rehabilitating an individual's creditworthiness, or financial credit reputation. It is a process that you can carry out yourself, and sometimes the steps you can take are simple. However many people find credit repair a difficult and discouraging procedure. This process is usually initiated by obtaining copies of your credit report, reviewing the credit report for errors, omissions, and misleading information, and requesting corrections to such information by means of a formal dispute. If you are worrying too much about your credit, conquer that feeling! No matter how bad your credit is, you can take the following steps to make it better:1. Pay all of your bills on time. Decide if you have the income to meet all of your obligations. Remember, late payments (payments that are 30 days late or more) have a negative effect on your credit rating.2. Lessen the number of credit cards that you have. This will reduce the tendency to overspend. Contact your creditors about your plan and close your other accounts. 3. Avoid bankruptcies. Bankruptcy may not the end of the world but it will be with you for years. It will stay in your credit report for at least years and hamper your ability to get credit in the future.4. Request in writing that your creditors reduce the credit limits on your accounts to lower your amount of available credit.5. Monitor results and stick to your plan. Review your file every few months to make sure that any errors that you have disputed have been corrected. After a period of time inquiries will no longer count against you provided you haven't been applying for credit. These steps can help anywone with bad credit. If you are in that situation, don't be troubled. Bad credit can almost always be improved or corrected. JUST:
avoid overspending
establish a realistic budget
get out of debt now
build a financial cushion
read and understand your credit report
get mistakes on your credit report fixed
get positive information added to your credit report
negotiate with creditors
Set up your plan and stick with it!
Author BioIf you have bad credit, or simply want to keep your finances in order, be sure to visit Gretchen Reece's Credit Repair Tips site for more tips and strategies: http://www.credit-repair-tips.info/
Article Source: http://www.articlegeek.com/

Debt Problems - Learn how to deal with them boldly






Are you tired of attending untimely harassing calls from your creditors reminding you about the due payments? Is making huge monthly payments becoming tough for you? If your answer to the above question is "yes", then you are facing Debt problem. Debts become a problem when you don't know how to manage it and the way out of it. Human desires are unlimited, there is no saturation point for the satisfaction level. Desires keep on growing day by day and vary from time to time. An individual has limited funds with him and to meet all the desires at one time is impossible. Thus, to fulfill all the desires, one tends to borrow money from the market it could be in the form of loans or using credit cards. It is good that you want to meet all the needs and requirements of your family members to the best. But, it is always advised to keep one's expenses in limit and don't let it exceed your income. One should borrow money only for the amount he or she will be able to repay easily.However, the picture in real life is totally opposite we tend to spend more than what we earn by borrowing money from outside. And one day, these debts become a big problem for you and you feel bewildered. You don't know what to do. You need not fuss over it; firstly understand the fact that you are not the only one who is trapped in such a situation. It may be tough for you to cope up with debts. Debt is a serious problem. It is easy to run away or to ignore a problem. But, a wise man will face this problem boldly and will try to find a remedy for it. It is always best to deal with debt problems from its developing stage. The longer you ignore your debts the situation will get worse. So the first job you need to do is to sort out how much do you owe and to whom. This will help you in finding out what exactly do you owe. The next step you need to do is to find the solution to this problem. There may be a lot of solution to this problem but, you should look for the best assistance. Do a thorough analysis; right assistance will help you get rid of all the debt problems. The foremost thing you need to do is to change your attitude towards debt and spending. Never spend more than what you earn and keep your expense in control. Debt is a significant tool to finance your personal loans but never misuse it. Debt carries a charge on it in the form of interest and repayment of the loan amount. So, even if you borrow money or use credit card do it wisely.If you really want to get rid of the debt problem keep the above points in consideration and you can opt for a debt consolidation loan or for debt settlement. Consolidation of debts is done to make it easier for the borrower to manage debts effectively. The purpose of debt consolidation loan is to make the monthly payment affordable at better terms. The loan provider will deal with all the creditors on your behalf. A borrower becomes accountable to only one lower monthly payment on a single loan. It can help a borrower in improving his credit rating by making the payment on the loan in full and on time. Debt settlement is an effective solution to long term debts. Under this option, the debt management companies negotiate with the creditors to reduce the contractual payments or to lower the interest rate. Thus, a borrower can choose any of the option. It is advised to go for a debt consolidation loan, as debt negotiation can make a negative mark on your credit rating, if the debt negotiating company does not take proper step.You can apply for a debt consolidation loan or you can seek for debt settlement services from online lenders to find loan at better rates with improved terms and conditions. The process of applying for an online loan is easy and simple, one just needs to fill up a small online application form which hardly takes few minutes and the rest will be done by the company to find the appropriate loan for you. In case, you are looking to get the best deal you need to work for it. Search for lenders who offer the loan, collect loan quotes from them and then make a comparison among them to find the loan which perfectly matches your needs and requirements. Most of the online lending websites have a team of professional loan advisors who can offer useful credit counseling to borrowers. Thus, you can seek for their advice to find out which option is best for you. Shop around! A little effort today will help you save heaps of pounds in future. Whatever option you may choose, to get out of the debt problem, make sure you abide by the rules of consolidation, negotiation or settlement. It is always better to keep the expense in limits to keep yourself away from problems debts can cause.
Author BioRick Russell has no formal degree in finance, but years of work that he has put in the finance industry makes him perfectly eligible to be called an expert in financial matters.To Find Adverse Credit debt consolidation, UK Debt consolidation Help, Fix Your debt Repayment visit http://www.fixyourdebts.co.uk/
Article Source: http://www.articlegeek.com/

Sunday, August 9, 2009

What is GHL Credit Card Machine Terminal?


1) GHL Credit Card Machine well known in the market and able to covered 60% of credit card machine terminal in the market.
2) Bank credit card machine business partners are Standard Chartered, Citibank, Alliance Bank, Maybank, CIMB, Affin Bank, RHB Bank, and UOB.
3) GHL credit card machine technologies with fix line / WIFI / GPRS terminals.
4) GHL WIFI credit card machine terminal is the latest technology that can save telephone costs and transaction phone bills (no other credit card machine terminals provider that can provide such as GHL WIFI Terminals). Recommended for restaurant business, they can use the terminal to collect credit cards from table to table.
5) GHL GPRS credit card machine are the smallest terminals in the market. Recommended business for outdoor collections.
Benefits against other GPRS credit card machine terminals provider
Small and light
Online 24 hours transactions
Fast and accurate transactions for less than 10 seconds
Backup telephone line (in-case DIGI telco no service)
Battery last for 5 days, up to 300 transactions.
Lethal carrying case
6) GHL Fix Line credit card machine terminals are the latest technology from Sagem 930S, small / fast / accurate transactions compare to the rest of the credit card machine terminals (mostly markets with Verifone Omni 3750 or Omni Vx510 – obsolete model)
Apple to apple credit card machine terminals comparison
GHL credit card machine Terminals (Maybank / CIMB / Alliance Bank) with debit card acceptance (debit card – 10 local banks ATM, MEPS Cash, Visa Electron, Maestro Debit and ETC)
Small / Fast / Accurate transactions for less than 10 seconds.
MBF credit card Machine Terminal
Verifone Omni 3350 terminals – Giant terminals. Cost of terminals RM 30.00
MBF is a credit company (Sdn Bhd)
MBF is non-financial institution.
Only with Credit Cards Acceptance (Visa / MasterCard)
Terminals transaction time from 20 – 30 seconds
Very often for duplicate transactions
Note: MBF do not have WIFI technology
Maybank credit card machine vs Other Banks (only Visa / MasterCard)
Maybank card acceptance – Visa / MasterCard / Bank Card / Debit Cards / AMEX / JCB / Easy-Payment / CUP – China Union Pay / MEPS Cash
Maybank Easy Payment acceptance up to 36 months
Maybank Card holder more than 1.6 Millions
Maybank first Bank in Malaysia with 7 millions account holders.
Maybank with 400+ branches and 2000+ ATM machine.
Promotion quite often
Re-arrangement for Maybank Treat Fair.
Compare Alliance Bank with MBF terminal – Fix Line Credit Card Machine
GHL Machine Terminal
MBF Machine Terminal
Transaction less than 10 seconds
Transaction 20 – 30 seconds
Financial institution
Non-financial institution
Bank – Berhad company
 Non-Bank – Sdn Bhd Company
High Memory data storage
Low memory data storage
Small, fast and accurate terminals – sagem
Obsolete terminals – verifone 3350
Card acceptance – V / M / Debit Card
Only Visa / MasterCard
Debit Cards – 1.2% MDR
NA
Debit Cards rebate 0.4% up to RM200
NA
Business Loan arrangement
Unable
24 hours settlement payments
3 days settlement payments
Compare Alliance Bank with MBF terminal – GPRS Credit Card Machine
GHL Machine Terminal
MBF Machine Terminal
Transaction less than 10 seconds
Transaction 20 – 30 seconds
Financial institution
Non-financial institution
Bank – Berhad company
 Non-Bank – Sdn Bhd Company
High Memory data storage
Low memory data storage
Small, fast and accurate terminals – sagem
Obsolete terminals – verifone 3350
Card acceptance – V / M / Debit Card
Only Visa / MasterCard
Debit Cards – 1.2% MDR
NA
Debit Cards rebate 0.4% up to RM200
NA
Business Loan arrangement
Unable
24 hours settlement payments
3 days settlement payments
For further enquiry or applications of credit card machine terminal, please email us at mail@creditcard2u.net for your interested!

Use Your MasterCard At Malaysia Mega Sale Carnival



Another credit card deals from Mastercard. Now use your mastercard for exclusive privileges this Malaysia mega sale carnival from 4 July till 31 August 2009.
Whether you are pampering your loved ones or just rewarding yourself, MasterCard makes it sweeter. Thinking of a new wardrobe update? Head off to IKANO Power Centre, Mid Valley Megamall, Parkson Department Stores, Pavilion Kuala Lumpur, Sunway Carnival Mall, Sunway Pyramid, or The Gardens Mall, and be spoilt for choice. Enjoy MasterCard privileges with various promotions and redemption programmes at these shopping malls. What about taking your family for a shopping weekend getaway? MasterCard presents you with attractive privileges at more than 30 hotels across Malaysia.
That’s not all! Complete your shopping experience with a variety of enticing offers ranging from restaurants and cafes to spa treats that you can indulge yourself in between shopping. Spend RM2,500 and above on your MasterCard to redeem a RM250 shopping voucher for the first 30 Cardholders each week. There’s more, the Cardholder with the highest spend for the week will receive a RM5,000 shopping voucher.
So shop with your MasterCard to enjoy more of Malaysia Mega Sale Carnival. If you use EON bank Mastercard and you will get up to 50X extra bonus points.
Terms & Conditions: 1. 50X Bonus Plus Points promotion is applicable for the first 1,000 EON Bank Group Credit, Prepaid or Debit MasterCard® with minimum 10 swipes on retail purchases of accumulated amounts of at least RM1,000 & above.2. 3X Bonus Plus Points promotion is applicable for all other EON Bank Group Credit, Prepaid & Debit Cards.3. Bonus Plus Points reward capped at 50,000 points per customer.4. Bonus Plus Points will be credited to Cardholder’s account within 8 weeks after the promotion ends.5. Promotion period valid from 4 July – 31 August 2009.
Hurry up! Shop with your EON Bank Master Card today and get extra bonus points.